automation
4 min read
Stop Doing Collections From Memory: Automating Your Receivables
Chasing invoices only when you remember means the quiet defaulters win. What to automate in your receivables, what to keep human, and where automation falls short.
The Arvalox Blog
Practical guides on getting paid faster: accounts receivable, invoicing, aging, and cash flow.
cash flow
4 min read
The Cash Flow Gap: Why You Need Money Before Your Customers Pay You
The gap between paying suppliers and getting paid by customers, with a worked example. How to measure your cash flow gap and the levers that actually shrink it.
payment terms
4 min read
Late Payment Fees: Do They Work, and Should You Charge Them?
Late fees only work under certain conditions. When to charge interest on overdue invoices, when to waive it, and why an early-payment discount often collects more.
collections
4 min read
What to Do When a Customer Just Won't Pay
An invoice is 90 days late and the calls stop getting picked. Here is how to tell can't-pay from won't-pay, your options in order of cost, and when to walk away.
reporting
4 min read
The Weekly Receivables Review: 20 Minutes That Protects Your Cash
A repeatable Monday routine for your unpaid invoices: what came in, what went overdue, who to chase first, and what to escalate or write off, in twenty minutes.
invoicing
4 min read
Proforma, Interim, Recurring: Which Invoice Type Do You Need?
Proforma, standard, interim, recurring, credit and debit notes. What each invoice type actually does, and which one to send for quotes, milestones and retainers.
cash flow
4 min read
How to Build a 13-Week Cash Flow Forecast Without a Finance Team
A 13-week cash flow forecast is the most useful spreadsheet a small business can keep. Here is how to build one in an afternoon and use it to spot trouble early.
reminders
4 min read
The Follow-Up Sequence: When to Chase an Invoice, Day 1 to Day 90
A day-by-day schedule for chasing an unpaid invoice, from the day you send it through to day 90: what goes out, on which channel, who sends it, and when the tone hardens.